City

Howard Lake, MN

2 ZIP codes  ·  Wright County  ·  Minnesota

👥3,555Population
💰$100,054Median HH Income▲ 31% above avg
🎂46.7Median Age
🏠$287,100Median Home Value≈ Avg
🎓39.1%College Grads≈ Avg
📊1.6%Unemployment▼ 68% below avg
People & Population (ACS 2023 — weighted avg)
♂ Male 49.2% Female 50.8% ♀

Race & Ethnicity

White: 95.5%Hispanic: 1.1%Black: 0.1%Other: 1.4%Race
White95.5%
Hispanic1.1%
Black0.1%
Other1.4%

Age Breakdown

Under 5
7%
5–17
13%
18–24
5%
25–44
23%
45–64
31%
65+
8%

Key Indicators

Median Age46.7 yrs
Avg HH Size2.35
Below Poverty6.3% ▼ 37% below avg
College Grads39.1% ≈ Avg
Unemployment1.6% ▼ 68% below avg
No HS Diploma15 (0.6%)
HS Graduate1,018 (39.5%)
Some College243 (9.4%)
Associates292 (11.3%)
Bachelors432 (16.8%)
Graduate Degree576 (22.4%)

Education

No HS: 0.6%HS Grad: 39.5%Some College: 9.4%Associates: 11.3%Bachelors: 16.8%Graduate: 22.4%Edu
No HS0.6%
HS Grad39.5%
Some College9.4%
Associates11.3%
Bachelors16.8%
Graduate22.4%
Housing & Income

Housing Tenure

Owner: 83%Renter: 17%Tenure
Owner83.0%
Renter17.0%

Home Value Distribution

Under $50k
4%
$50k–$100k
1%
$100k–$150k
3%
$150k–$200k
14%
$200k–$300k
33%
$300k–$500k
30%
Over $500k
16%

Financials

Median HH Income$100,054 ▲ 31% above avg
Median Home Value$287,100 ≈ Avg
Home/Income Ratio2.9x (nat avg ~3.5x)
Median Rent$952/mo
Total Housing Units1,679
Vacant Units190

Income Distribution

Under $25k
9%
$25k–$50k
11%
$50k–$75k
15%
$75k–$100k
14%
$100k–$150k
26%
$150k–$200k
17%
Over $200k
9%
Employment & Commute

How People Get to Work

Drove Alone
85%
Walked
1%
Work From Home
15%

Commute Time

Under 15 min
29%
15–30 min
23%
30–45 min
16%
Over 45 min
32%
Housing Stock

Year Built

Before 1940
1%
1940s–1950s
9%
1960s–1970s
13%
1980s–1990s
20%
2000+
57%
About Howard Lake, MN

Howard Lake is a city in Minnesota, located in Wright County. The city spans 2 ZIP codes and is home to approximately 3,555 residents. It is a mature city, with a median age of 46.7 years.

Economically, Howard Lake is a upper-middle-income community. The median household income of $100,054 is above the national average. Approximately 6.3% of residents live below the poverty line. The unemployment rate is 1.6%, well below the national average.

The real estate market in Howard Lake is a mid-range housing market. Median home values stand at $287,100, which is near the national average. Renters typically pay around $952 per month. Homeownership is high at 83.0%, typical of suburban and family-oriented communities.

The population of Howard Lake is moderately educated. 39.1% of adults hold a bachelor's degree or higher — near the national average. The community is primarily White (95.5%).

Howard Lake, MN offers residents above-average earning potential within Minnesota. Spread across 2 ZIP codes, the city's neighborhoods vary in character, density, and demographics — explore each ZIP code below for a detailed breakdown.

ZIP Codes in Howard Lake
ZIPPopulationMedian IncomeMedian HomeMedian RentUnemp.CollegeOwner Occ.
55349 3,555 $100,054 $287,100 $952 1.6% 39.1% 83.0%