Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 38.3 yrs |
|---|---|
| Avg HH Size | 2.87 |
| Below Poverty | 43.6% ▲ 336% above avg |
| College Grads | 31.8% ▼ 18% below avg |
| Unemployment | 4.0% ▼ 19% below avg |
| No HS Diploma | 11 (0.5%) |
| HS Graduate | 700 (33.8%) |
| Some College | 362 (17.5%) |
| Associates | 338 (16.3%) |
| Bachelors | 292 (14.1%) |
| Graduate Degree | 365 (17.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $35,179 ▼ 54% below avg |
|---|---|
| Median Home Value | $66,300 ▼ 76% below avg |
| Home/Income Ratio | 1.9x (nat avg ~3.5x) |
| Median Rent | $598/mo |
| Total Housing Units | 1,536 |
| Vacant Units | 232 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Stearns is a city in Kentucky, located in McCreary County. The city spans 1 ZIP code and is home to approximately 3,743 residents. It is a middle-aged city, with a median age of 38.3 years.
Economically, Stearns is a lower-income community. The median household income of $35,179 is well below the national average. Approximately 43.6% of residents live below the poverty line. The unemployment rate is 4.0%, below the national average.
The real estate market in Stearns is one of the more affordable housing markets in the country. Median home values stand at $66,300, which is well below the national average. Renters typically pay around $598 per month. Homeownership is high at 79.7%, typical of suburban and family-oriented communities.
The population of Stearns is moderately educated. 31.8% of adults hold a bachelor's degree or higher — below the national average. The community is primarily White (99.12%).
Stearns, KY offers residents a cost-conscious lifestyle within Kentucky.
| ZIP | Population | Median Income | Median Home | Median Rent | Unemp. | College | Owner Occ. |
|---|---|---|---|---|---|---|---|
| 42647 | 3,743 | $35,179 | $66,300 | $598 | 4.0% | 31.8% | 79.7% |