| ZIP Code | 81401 |
|---|---|
| City | Montrose |
| State | Colorado (CO) |
| County | Montrose County |
| Area Code | 970 |
| Elevation | 6,168 ft |
| Latitude | 38.514973 |
|---|---|
| Longitude | -107.766148 |
| Timezone | Denver (DST) |
| FIPS | 08085 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 45.9 yrs ↑ 4% since 2019 |
|---|---|
| Avg Household Size | 2.37 |
| Below Poverty | 12.7% ▲ 27% above avg |
| College Grads | 38.5% ≈ Avg |
| Unemployment | 4.1% ▼ 17% below avg |
| No HS Diploma | 401 (2.5%) |
| HS Graduate | 4,630 (29.3%) |
| Some College | 2,139 (13.6%) |
| Associates | 2,531 (16%) |
| Bachelors | 1,411 (8.9%) |
| Graduate Degree | 4,669 (29.6%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,541 ▼ 17% below avg ↑ 43% since 2019 |
|---|---|
| Median Home Value | $343,000 ▲ 23% above avg ↑ 66% since 2019 |
| Home/Income Ratio | 5.4x (nat avg ~3.5x) |
| Median Rent | $1,090/mo ↑ 23% since 2019 |
| Total Units | 10,782 |
| Vacant Units | 975 |
| Avg HH Size | 2.37 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 10,782 |
|---|---|
| Vacant | 975 |
| Owner Occupied | 70.6% |
| Renter Occupied | 29.4% |
| Avg HH Size | 2.37 |
ZIP code 81401 is located in Montrose, Colorado, within Montrose County. With a population of 23,719, this is a moderately populated ZIP code with a mature community — the median age is 45.9 years. Economically, 81401 is a solidly middle-class ZIP code: the median household income of $63,541 is below the national average.
Real estate in ZIP code 81401 represents a mid-range housing market. The median home value of $343,000 is above the national average. Renters can expect to pay around $1,090 per month in median rent. Homeownership is strong here — 70.6% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 66% since 2019.
The population of 81401 is primarily White (74.23%). Residents are moderately educated — 38.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects some residents at 12.7%. Household income has grown by 43% since 2019.
The unemployment rate in 81401 stands at 4.1%, which is below the national average. About 11% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 76%.
Overall, ZIP code 81401 in Montrose, CO is characterized as solidly middle-class, moderately educated, a mature community, and predominantly owner-occupied. With 23,719 residents, a median household income of $63,541, and a median home value of $343,000, it offers a clear picture of life in this part of Colorado.