| ZIP Code | 46550 |
|---|---|
| City | Nappanee |
| State | Indiana (IN) |
| County | Elkhart County |
| Area Code | 574 |
| Elevation | 858 ft |
| Latitude | 41.446944 |
|---|---|
| Longitude | -86.000648 |
| Timezone | Indiana/Indianapolis (DST) |
| FIPS | 18039 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 32.2 yrs |
|---|---|
| Avg Household Size | 2.87 |
| Below Poverty | 8.9% ▼ 11% below avg |
| College Grads | 29.2% ▼ 25% below avg |
| Unemployment | 3.5% ▼ 29% below avg |
| No HS Diploma | 190 (3.1%) |
| HS Graduate | 2,462 (40.4%) |
| Some College | 1,012 (16.6%) |
| Associates | 649 (10.7%) |
| Bachelors | 1,086 (17.8%) |
| Graduate Degree | 690 (11.3%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $80,403 ≈ Avg ↑ 26% since 2019 |
|---|---|
| Median Home Value | $232,300 ▼ 17% below avg ↑ 40% since 2019 |
| Home/Income Ratio | 2.9x (nat avg ~3.5x) |
| Median Rent | $867/mo ↑ 5% since 2019 |
| Total Units | 4,656 |
| Vacant Units | 320 |
| Avg HH Size | 2.87 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 4,656 |
|---|---|
| Vacant | 320 |
| Owner Occupied | 70.4% |
| Renter Occupied | 29.6% |
| Avg HH Size | 2.87 |
ZIP code 46550 is located in Nappanee, Indiana, within Elkhart County. With a population of 12,442, this is a lightly populated ZIP code with a relatively young community — the median age is 32.2 years. Economically, 46550 is a middle-income ZIP code: the median household income of $80,403 is near the national average.
Real estate in ZIP code 46550 represents an affordable housing market. The median home value of $232,300 is below the national average. Renters can expect to pay around $867 per month in median rent. Homeownership is strong here — 70.4% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 40% since 2019.
The population of 46550 is primarily White (83.09%). Residents are moderately educated — 29.2% hold a bachelor's degree or higher, which is below the national average. Poverty affects a relatively small share of residents at 8.9%. Household income has grown by 26% since 2019.
The unemployment rate in 46550 stands at 3.5%, which is below the national average. As in most parts of the country, driving alone is the dominant commute mode at 67%.
Overall, ZIP code 46550 in Nappanee, IN is characterized as middle-income, moderately educated, a relatively young community, and predominantly owner-occupied. With 12,442 residents, a median household income of $80,403, and a median home value of $232,300, it offers a clear picture of life in this part of Indiana.