| ZIP Code | 42041 |
|---|---|
| City | Fulton |
| State | Kentucky (KY) |
| County | Fulton County |
| Area Code | 270/364 |
| Elevation | 498 ft |
| Latitude | 36.550373 |
|---|---|
| Longitude | -88.877352 |
| Timezone | New York (DST) |
| FIPS | 21075 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 35.5 yrs ↓ 18% since 2019 |
|---|---|
| Avg Household Size | 2.85 |
| Below Poverty | 31.5% ▲ 215% above avg |
| College Grads | 24.0% ▼ 38% below avg |
| Unemployment | 5.5% ▲ 12% above avg |
| No HS Diploma | 92 (3.6%) |
| HS Graduate | 1,187 (46.2%) |
| Some College | 411 (16%) |
| Associates | 263 (10.2%) |
| Bachelors | 127 (4.9%) |
| Graduate Degree | 490 (19.1%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $36,366 ▼ 52% below avg ↑ 6% since 2019 |
|---|---|
| Median Home Value | $90,400 ▼ 68% below avg ↑ 18% since 2019 |
| Home/Income Ratio | 2.5x (nat avg ~3.5x) |
| Median Rent | $633/mo ↑ 16% since 2019 |
| Total Units | 1,998 |
| Vacant Units | 410 |
| Avg HH Size | 2.85 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,998 |
|---|---|
| Vacant | 410 |
| Owner Occupied | 64.7% |
| Renter Occupied | 35.3% |
| Avg HH Size | 2.85 |
ZIP code 42041 is located in Fulton, Kentucky, within Fulton County. With a population of 4,584, this is a lightly populated ZIP code with a relatively young community — the median age is 35.5 years. Economically, 42041 is a lower-income ZIP code: the median household income of $36,366 is well below the national average.
Real estate in ZIP code 42041 represents one of the more affordable housing markets in the country. The median home value of $90,400 is well below the national average. Renters can expect to pay around $633 per month in median rent. Homeownership is strong here — 64.7% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 18% since 2019.
The population of 42041 is primarily White (70.81%). Residents are less-educated — 24.0% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 31.5%. Household income has grown by 6% since 2019.
The unemployment rate in 42041 stands at 5.5%, which is near the national average. As in most parts of the country, driving alone is the dominant commute mode at 69%.
Overall, ZIP code 42041 in Fulton, KY is characterized as lower-income, less-educated, a relatively young community, and predominantly owner-occupied. With 4,584 residents, a median household income of $36,366, and a median home value of $90,400, it offers a clear picture of life in this part of Kentucky.