US ZIP Code
34428

Crystal River, FL

Citrus County  ·  Florida

● Active
👥 9,325 Population ↑ 3% since 2019
💰 $48,185 Median HH Income
▼ 37% below avg ↑ 14% since 2019
🎂 55.4 Median Age ↑ 2% since 2019
🏠 $236,100 Median Home Value
▼ 15% below avg ↑ 78% since 2019
🎓 29.4% College Grads
▼ 24% below avg
📊 4.0% Unemployment
▼ 18% below avg ↓ 56% since 2019
ZIP Code Details
ZIP Code34428
CityCrystal River
StateFlorida (FL)
CountyCitrus County
Area Code352
Elevation6 ft
Latitude28.956702
Longitude-82.647585
TimezoneNew York (DST)
FIPS12017
ZIP TypeStandard
StatusActive
People & Population (ACS 2023)
♂ Male 49.5% (4,615) Female 50.5% (4,710) ♀

Race & Ethnicity

White: 87.6%Hispanic: 4.5%Black: 0.4%Asian: 2.1%Other: 4.7%Race
White87.6%
Hispanic4.5%
Black0.4%
Asian2.1%
Other4.7%

Age Breakdown

Under 5
4%
5–17
9%
18–24
8%
25–44
17%
45–64
30%
65+
15%

Key Indicators

Median Age55.4 yrs ↑ 2% since 2019
Avg Household Size2.15
Below Poverty24.1% ▲ 141% above avg
College Grads29.4% ▼ 24% below avg
Unemployment4.0% ▼ 18% below avg
No HS Diploma104 (1.5%)
HS Graduate2,465 (36.6%)
Some College1,275 (18.9%)
Associates911 (13.5%)
Bachelors592 (8.8%)
Graduate Degree1,391 (20.6%)

Education

No HS: 1.5%HS Grad: 36.6%Some College: 18.9%Associates: 13.5%Bachelors: 8.8%Graduate: 20.6%Edu
No HS1.5%
HS Grad36.6%
Some College18.9%
Associates13.5%
Bachelors8.8%
Graduate20.6%
Housing & Income

Housing Tenure

Owner: 75.2%Renter: 24.8%Tenure
Owner75.2%
Renter24.8%

Home Value Distribution

Under $50k
10%
$50k–100k
10%
$100k–150k
7%
$150k–200k
11%
$200k–300k
34%
$300k–500k
21%
Over $500k
7%

Financials

Median HH Income$48,185 ▼ 37% below avg ↑ 14% since 2019
Median Home Value$236,100 ▼ 15% below avg ↑ 78% since 2019
Home/Income Ratio4.9x (nat avg ~3.5x)
Median Rent$890/mo ↑ 28% since 2019
Total Units5,058
Vacant Units727
Avg HH Size2.15

Income Distribution

Under $25k
31%
$25k–50k
19%
$50k–75k
19%
$75k–100k
14%
$100k–150k
8%
$150k–200k
6%
Over $200k
3%
Employment & Commute

How People Get to Work

Drove Alone
83%
Walked
4%
Work From Home
13%

Commute Time

Under 15 min
32%
15–30 min
42%
30–45 min
14%
Over 45 min
12%
Housing Stock

Year Built

Before 1940
0%
1940s–1950s
4%
1960s–1970s
21%
1980s–1990s
18%
2000+
57%

Summary

Total Units5,058
Vacant727
Owner Occupied75.2%
Renter Occupied24.8%
Avg HH Size2.15
Frequently Asked Questions
ZIP code 34428 is in Crystal River, FL, in Citrus County.
ZIP code 34428 is located in Florida (FL).
ZIP code 34428 is in Citrus County, FL.
ZIP 34428 observes the New York timezone. Daylight Saving Time is observed.
The estimated population of ZIP code 34428 is 9,325 people (ACS 2023).
The median household income in ZIP code 34428 is $48,185 (ACS 2023).
The median home value in ZIP 34428 is $236,100 (ACS 2023).
About ZIP Code 34428

ZIP code 34428 is located in Crystal River, Florida, within Citrus County. With a population of 9,325, this is a lightly populated ZIP code with an older community — the median age is 55.4 years. Economically, 34428 is a working-class ZIP code: the median household income of $48,185 is below the national average.

Real estate in ZIP code 34428 represents an affordable housing market. The median home value of $236,100 is below the national average. Renters can expect to pay around $890 per month in median rent. Homeownership is strong here — 75.2% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 78% since 2019.

The population of 34428 is primarily White (87.59%). Residents are moderately educated — 29.4% hold a bachelor's degree or higher, which is below the national average. Poverty affects a significant share of residents at 24.1%. Household income has grown by 14% since 2019.

The unemployment rate in 34428 stands at 4.0%, which is below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 74%.

Overall, ZIP code 34428 in Crystal River, FL is characterized as working-class, moderately educated, an older community, and predominantly owner-occupied. With 9,325 residents, a median household income of $48,185, and a median home value of $236,100, it offers a clear picture of life in this part of Florida.