| ZIP Code | 21520 |
|---|---|
| City | Accident |
| State | Maryland (MD) |
| County | Garrett County |
| Area Code | 227/240/301 |
| Elevation | 2,485 ft |
| Latitude | 39.636619 |
|---|---|
| Longitude | -79.307843 |
| Timezone | New York (DST) |
| FIPS | 24023 |
| ZIP Type | Standard |
| Status | Active |
Race & Ethnicity
Age Breakdown
Key Indicators
| Median Age | 39.4 yrs ↓ 11% since 2019 |
|---|---|
| Avg Household Size | 2.50 |
| Below Poverty | 7.2% ▼ 28% below avg |
| College Grads | 36.5% ≈ Avg |
| Unemployment | 1.3% ▼ 74% below avg |
| No HS Diploma | 22 (1.6%) |
| HS Graduate | 420 (29.9%) |
| Some College | 379 (26.9%) |
| Associates | 72 (5.1%) |
| Bachelors | 114 (8.1%) |
| Graduate Degree | 400 (28.4%) |
Education
Housing Tenure
Home Value Distribution
Financials
| Median HH Income | $63,631 ▼ 17% below avg ↑ 9% since 2019 |
|---|---|
| Median Home Value | $275,500 ≈ Avg ↑ 14% since 2019 |
| Home/Income Ratio | 4.3x (nat avg ~3.5x) |
| Median Rent | $681/mo |
| Total Units | 1,028 |
| Vacant Units | 181 |
| Avg HH Size | 2.50 |
Income Distribution
How People Get to Work
Commute Time
Year Built
Summary
| Total Units | 1,028 |
|---|---|
| Vacant | 181 |
| Owner Occupied | 79.1% |
| Renter Occupied | 20.9% |
| Avg HH Size | 2.50 |
ZIP code 21520 is located in Accident, Maryland, within Garrett County. With a population of 2,327, this is a sparsely populated ZIP code with a middle-aged community — the median age is 39.4 years. Economically, 21520 is a solidly middle-class ZIP code: the median household income of $63,631 is below the national average.
Real estate in ZIP code 21520 represents a mid-range housing market. The median home value of $275,500 is near the national average. Renters can expect to pay around $681 per month in median rent. Homeownership is strong here — 79.1% of occupied units are owner-occupied, suggesting an established, stable residential community. Median home values have increased by 14% since 2019.
The population of 21520 is primarily White (90.50%). Residents are moderately educated — 36.5% hold a bachelor's degree or higher, which is near the national average. Poverty affects a relatively small share of residents at 7.2%. Household income has grown by 9% since 2019.
The unemployment rate in 21520 stands at 1.3%, which is well below the national average. About 12% of workers are remote. As in most parts of the country, driving alone is the dominant commute mode at 77%.
Overall, ZIP code 21520 in Accident, MD is characterized as solidly middle-class, moderately educated, a middle-aged community, and predominantly owner-occupied. With 2,327 residents, a median household income of $63,631, and a median home value of $275,500, it offers a clear picture of life in this part of Maryland.